Earthquake Insurance

An earthquake can happen without warning, and do a lot of property damage in just a few seconds. It’s only natural to want your homeowners insurance to cover the ramifications of this unexpected, unavoidable natural disaster. However, you might find that the standard terms of your policy won’t offer protection. This is why you may need an earthquake insurance policy to secure proper coverage.  

Carlos Villalobos Insurance Agency, Inc. can help you learn more about earthquake insurance and get the coverage that you need. We offer policies for residents of  Santa Clarita CA, and the surrounding areas. Call us at or request your free quote today. 

What Is Earthquake Insurance? 

An earthquake insurance policy helps provide financial protection against damages and losses caused by an earthquake. While every policy varies, most earthquake policies will contain: 

• Dwelling and structure protection: This portion of a policy helps pay for repairs or reconstruction to your house.  
• Personal belongings coverage: This portion of a policy helps you pay for replacing or repairing damaged belongings. 
• Additional living expenses (ALE): You might have to temporarily vacate a damaged home. Let this coverage help you afford hotel bills or meals out during this time. 

Whether you face a couple of broken windows or severe structural damage, earthquake insurance can help.  

How Does Earthquake Insurance Work? 

Earthquake insurance comes in various shapes and sizes. Your agent can help you determine the financial limits, premiums and deductibles that work for you. They’ll also help you select the most appropriate form of coverage. You may also be able to add an earthquake rider to your existing homeowners insurance.  

Get Earthquake Insurance Today 

Don’t hesitate to get a quote on an earthquake insurance policy right now! Contact us at or request an online quote.