Commercial Auto Insurance
Commercial Auto Insurance Information
If you own a business, you understand the importance of reliable owned, leased or rented vehicles for carrying out everyday jobs. Whether transporting goods, running business-related errands or meeting customers, all business vehicles need commercial auto coverage.
Nearly every state requires commercial auto insurance coverage for business-owned vehicles. Without it, you could end up paying expensive medical bills and other costs if one of your employees has an accident.
The Carlos Villalobos Insurance Agency provides commercial auto insurance to Santa Clarita, California, and the surrounding areas. We can work with you to ensure your auto insurance fits your budget and business needs.
Do I Need Commercial Auto Insurance?
If your business has company vehicles, it probably should have commercial auto insurance. Nearly every state requires commercial auto insurance coverage for business-owned vehicles. Without it, you could end up paying thousands of dollars in medical bills and other costs if one of your employees has an accident. The Carlos Villalobos Insurance Agency can review your auto insurance needs to ensure you have adequate protection for your commercial vehicles.
You may need commercial auto coverage if you have:
Employees who drive for business.
Company vehicles for employees to have for commercial and personal use.
Vehicles owned, hired or leased by your business.
The Benefits of Commercial Auto Coverage
Commercial auto insurance protects your company’s drivers and vehicles. Many businesses choose commercial auto insurance for the following benefits:
Collision insurance—This coverage may help pay for damage to your vehicle sustained in an accident.
Comprehensive insurance—This coverage may help pay for damage from non-accident mishaps, such as weather damage, fires, theft or vandalism.
Liability insurance—If an accident is your fault, this coverage may help pay for the damage you do to others.
Hired/non-owned auto liability insurance—This liability coverage often extends to vehicles you use for business but aren’t owned by your company. These may include employees’ cars or vehicles that you rent or hire to use temporarily.
Medical payments—If you or a passenger suffered injuries in an accident, this coverage might help pay the medical bills. Sometimes it may cover other losses, such as lost income.
Uninsured/underinsured motorist insurance—This coverage may help cover damage caused by someone who doesn’t have appropriate liability coverage.
Additional policies and endorsements can expand your business’s commercial auto benefits. The Carlos Villalobos Insurance Agency can see if supplemental coverages such as rental car reimbursement or roadside assistance make sense to add to your business’s commercial auto insurance.
What Does Commercial Auto Insurance Cost?
Various factors determine a commercial auto insurance policy’s cost. These include the coverage you purchase, your business’s location and the value of the vehicles you want to insure.
How We Can Help
Call our Carlos Villalobos Insurance Agency agents at 661-255-8282 to customize your commercial auto plan and optimize your coverage.