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Mechanical Breakdown Insurance in Santa Clarita, CA and Los Angeles County

When you own your own business, it's important to protect your equipment and keep it safe. Obviously, without functioning equipment you lose money and business. This is why it is so important to have your equipment insured. While most business owners see the need for basic insurance, many don't think about mechanical breakdown insurance and all its variables. Including coverage for mechanical breakdowns in your policy helps secure your overall business insurance package by guarding against costly repairs.

Features of Mechanical Breakdown Insurance Policies

Mechanical breakdown insurance can cover lost income due to mechanical breakdowns that happen in your business, including losses due to faulty machinery and vehicles. It is also important to make sure your insurance covers liability. When a mechanical breakdown occurs with your equipment, an employee or customer could be injured. There are many policies that can be applied to various business risks that involve the possibility for mechanical breakdowns and their effects. Carlos Villalobos Insurance Agency Inc. agents are more than happy to speak to you about your options.

Businesses may also encounter liability issues if an employee or member of the public is injured due to a breakdown. Liability coverage is also essential, especially if you use equipment such as lawn mowers or hazardous construction equipment, or work in precarious locations like scaffolding or rooftops, where an employee or a member of the public could be injured. When you are working on another person's property or business, your personal liability risk increases as well as your liability for damaged property.

Insurance rules vary from state to state and it is important to have an insurance agent that understands these differences. If you work in more than one state, you may need additional coverage. We can help you determine whether or not additional licensure or coverage is necessary.

Call our office to find out how you can be completely covered in the event of a mechanical breakdown. We can help you make sure you have the best possible coverage, including liability that could result from a breakdown. If you are an existing customer, call our office to get an insurance tune-up to make sure your mechanical breakdown insurance policy is up to date.

Our Location

Carlos Villalobos Insurance Agency Inc.

25001 The Old Road
Santa Clarita, CA 91381
Main office: 661-255-8282
Toll free: 800-750-5552
Fax: 661-255-8786

Our Providers

Testimonials

As a licensed insurance sales director I've worked with hundreds of agents during the past 25 plus years. I can say without reservation, Carlos and his team are absolutely top shelf! In the simplest terms, efficiency coupled with courtesy.

Robert G.
The Carlos Villalobos team is always there when I need them. They are very kind and efficient.

John S.
The best insurance agency around! Anything you need assistance with they are on top of it. And they have your best interests in mind! We never have to worry about our insurance policies, which we have both personal and business with Carlos Villalobos Insurance Agency. Couldn't imagine being with any other company!

Nicholas H.
I have had the pleasure of having Carlos do all of my company's insurance plans since the day I opened ten years ago. Carlos and his staff have been one of the reasons for my success. I have found the rates to not only be competitive , but the best I could find with my due diligence. His staff is effective , polite , and most importantly to me , available , even on the weekends and after hours.

Stephen R.
We have been Carlos Villalobo's customers for more than 30 years. He has always provided as a professional and personalized service. We really recommend his Agency for your insurance needs.

Margarita R.